Privacy Statement

Privacy Statement

Introduction
All insurance Options owned and operated by MagnaCare Group respects each individual’s right to personal privacy. We will collect and use information through our Web site only in the ways disclosed in this statement. This statement applies solely to information collected at MagnaCare Group’s Web sites. We limit access to personal information about you to MagnaCare employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. MagnaCare Group is HIPAA Compliant.

Part I. Information Collection
MagnaCare Group collects information through our Web site at several points. We collect the following information about primary visitors: your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets.

We may also collect name, address, phone number, gender, zip code and date of birth date which our users divulge about other people, such as referrals or gift purchases. MagnaCare Group does not actively market to children, and we never knowingly ask a child under 13 to divulge personal information.

We collect the following general data that is not personally identifiable information including your IP address, cookie information, and the page you request.

We collect this information through registration forms, clickstream tracking, automatic logging files. MagnaCare uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

We do employ cookies. A cookie is a small text file that our Web server places on a user’s computer hard drive to be a unique identifier. Cookies enable MagnaCare Group to track usage patterns and deliver customized content to users.

MagnaCare may set and access cookies on your computer. MagnaCare lets other companies that show advertisements on some MagnaCare pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to MagnaCare 's cookies.

Part II. Information Sharing and Disclosure

MagnaCare Group does not rent, sell, or share personal information about you collected in connection with your use of the MagnaCare Group service with other people or nonaffiliated companies, except to provide products or services you've requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with MagnaCare Group under confidentiality agreements. These companies may use your personal information to help MagnaCare Group communicate with you about offers from MagnaCare Group, and our marketing partners. However, these companies do not have any independent right to share this information.

We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing MagnaCare Group to jointly collect and use their child's information without consenting to the sharing of this information with other people and companies who may use this information for their own purposes;

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of MagnaCare Group terms of use, or as otherwise required by law.
We transfer information about you if MagnaCare Group is acquired by or merged with another company. In this event, MagnaCare Group will notify you before information about you is transferred and becomes subject to a different privacy policy.

MagnaCare Group displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.
MagnaCare Group does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
Advertisers on the MagnaCare Group site include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

We offer links to other Web sites. Please note: When you click on links to other Web sites, we encourage you to read their privacy policies. Their standards may differ from ours.

Our Web site offers message boards. Please be advised that information posted in these venues becomes public knowledge.

If our policy on information collection or uses changes, We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified or by placing a prominent notice on our site.

Part III. Access to Information
MagnaCare Group maintains the accuracy of our information by [explain procedure]. Users may access their own personal information and contact us about inaccuracies they may find. [Explain how.] Users may delete their information from our database by [explain procedure and time frame].

Part IV. Problem Resolution
If problems arise, users may contact MagnaCare Group by email, snail mail, phone or fax. We are committed to resolving disputes within a timely manner dependent on the dispute.

Part V. Data Storage and Security
MagnaCare Group protects user information with the following security measures: security protocols, secure servers, firewalls, SSL encryption and other technology and procedures used to protect consumer privacy. MagnaCare Group is HIPAA compliant.

If you have any further questions about privacy or security, please contact us by sending an email to: info@allinsuranceoptions.com.